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Home / Fourth Circuit / Labor & Employment – ERISA Plan Covers Drunken Driver Death (access required)

Labor & Employment – ERISA Plan Covers Drunken Driver Death (access required)

Johnson v. American United Life Ins. Co. Because an employee’s ERISA plan does not define “accident” for coverage of accidental death and dismemberment benefits, the 4th Circuit construes the plan in favor of coverage and says the widow of an employee with a .289 blood alcohol content who died in a one-vehicle accident is entitled to coverage for both AD&D benefits and life insurance under the employer’s ERISA plan.

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