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Insurance – Auto – UIM – Punitive Damages – Split Limits Policy – No Allocation Required (access required)

  Where (1) an underinsured motorist is expected to be held liable for punitive damages, (2) the injured insureds have a split limit policy ($100,000 per person and $50,000 for property damage), and (3) the insureds suffered minimal property damage (they were riding in someone else’s car) while suffering serious bodily injuries in the accident, the ...

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