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Insurance – Flood – No Proof of Loss

By: Teresa Bruno, Opinions Editor//July 27, 2018

Insurance – Flood – No Proof of Loss

By: Teresa Bruno, Opinions Editor//July 27, 2018

Plaintiffs failed to submit a proof of loss for the items at issue in this lawsuit within 60 days of the flood, and – lacking a waiver from the Federal Insurance Administration – they have failed to meet the pre-suit requirements under their Standard Flood Insurance Policy. As a result of their failure to meet the requirements of the SFIP, plaintiffs are prohibited from seeking additional payments from the defendant-insurer.

The court grants defendant’s motion for summary judgment.

Monticello Road, LLC v. Auto-Owners Insurance (Lawyers Weekly No. 002-155-18, 7 pp.) (Margaret Seymour, S.J.) 3:17-cv-00730. John Calvin Bradley Jr. and Stephen Jahue Moore for plaintiffs; J. Drayton Hastie III, Laura Robinson, Joseph Aguda, Jeffrey Michael Bogdan and Morris Dawes Cooke Jr. for defendants. D.S.C.

 

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