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Home / Opinion Digests / Insurance / Insurance Life – Bad Faith Claim – Claim Denial – Failure to Disclose COPD – Application Question – Expert Witness (access required)

Insurance Life – Bad Faith Claim – Claim Denial – Failure to Disclose COPD – Application Question – Expert Witness (access required)

Six weeks before plaintiffs’ decedent applied for life insurance, his doctor noted that he had COPD; consequently, it was reasonable for the defendant-insurer to assume that the decedent knew he had COPD. However, given the wording of the application question about medical history and the fact that the application was taken over the telephone, the ...

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