ROCHESTER, NY –With spring (finally!) approaching, companies should consider adding an annual insurance checkup to their “spring cleaning” to-do list. Many businesses have, at some point, encountered this nightmare scenario: despite paying substantial insurance premiums year after year, a significant ...

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The plaintiff-passenger was injured when, while she was riding in her co-worker’s car in the course of their employment, the co-worker negligently caused an accident. The Workers’ Compensation Act prevents plaintiff from obtaining a judgment against the co-worker, so plaintiff ...

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Because the petitioner-insurer’s auto policy is ambiguous as to whether or not a rental vehicle – when it temporarily replaces an owned vehicle – is considered an owned vehicle, we construe the policy against the drafter and conclude that the ...

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Even though defendant and the decedent were divorced before the enactment of S.C. Code Ann. § 62-2-507, since the decedent died after the statute’s enactment, the statute applies to revoke his designation of defendant as the beneficiary of his life ...

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Where the driver of one vehicle shot and killed the driver of another vehicle, the injury was not foreseeably identifiable with the normal use of the shooter’s vehicle; furthermore, the shooting was an independent act which broke any chain of ...

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In the parties’ commercial property insurance policy, coverage for a business interruption loss is triggered by “direct physical loss or damage.” The policy does not define this phrase, so we give the words of the phrase their ordinary meanings and ...

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The South Carolina Supreme Court has reversed a court of appeals ruling that agreed a group of insurance carriers (respondents) were justified in refusing coverage to PCS Nitrogen in a post-loss assignment of insurance benefits. The Supreme Court also remanded ...

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  In theory, the business of property insurance is straightforward enough: if something gets destroyed, the insurer cuts a check for its value. Some assets, like used cars, are bought and sold all the time, so calculating the value of ...

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The widow of a Charleston business executive and philanthropist has settled a bad faith claim against an insurer that refused to pay $8 million to help settle defamation and other claims her late husband’s children had lodged against her, her ...

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  A jury has awarded $1.76 million to an insurance company which alleged that another insurer bungled a personal injury lawsuit in South Carolina federal court, leading to a $3.76 million mid-trial settlement. The case began with an October 2014 ...

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