Insurance — CGL – Reasonable Expectations Doctrine – Water Damage

Teresa Bruno, Opinions Editor//December 23, 2014//

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Evanston Insurance Co. v. R & L Development Corp. (Lawyers Weekly No. 002-255-14, 7 pp.) (J. Michelle Childs, J.) 5:12-cv-02750; D.S.C.

Holding: Where the parties’ insurance policy clearly excludes all property damage caused by water, the doctrine of reasonable expectations – cited in Bell v. Progressive Direct Insurance Co., 757 S.E.2d 399 (S.C. 2014) – does not warrant reconsideration of this court’s prior ruling that the plaintiff-insurer has no duty to indemnify defendants Claflin University or the General Board of Higher Education and Ministry in an underlying lawsuit.

The court denies these defendants’ motion for reconsideration.